How to Fix a Broken Windshield
Are you aware that windshields account for the major portion of the claims that people have from their auto insurance company. The number of claims regarding windshield is expected to be at roughly 30 percent.
When you use a car every day the chances of your encountering a broken windshield is high and this may be part of your experience already. You might see that there is a small chip and you need to have that fixed immediately because that can cause a bigger problem if not fixed right away.
If you find that your windshield is broken there is no need to feel panicky about it. Read on to learn about the steps in having it fixed.
The first thing that you need to do is phone your insurance company. You can only notify them about your windshield when you phone them. Aside from talking to the auto insurance company representative over the phone, you also need to have pictures of your windshield taken. If the cause of the broken windshield is a rock that is found on the road then this can be considered as no-fault in your insurance coverage. This means that you will have no deduction in your insurance rate.
You also need to review your insurance policy to see if you have included comprehensive coverage in it.
Next comes the filing of the claim to the company from whom you have bought auto insurance. In order for you to file a claim you would need to prepare the information that is needed and the pictures that you have taken of the damage to your windshield. This is called the auto glass claim. The method by which you file will be dependent on the channels that are available to your insurance company. Some ways by which you can file include the land phone, a smart phone or on their webpage.
Next is you have to keep in mind that there are some scams involved in the repairing of the windshield. Believe it or not, but there are others who have been victimized by such scams. Do not talk to someone in the repair shop who speaks to you about a rebate. You can also inquire from the insurance company about their affiliated repair shops.
Then the next task is the actual repairing of your windshield. You can go to your own repair shop or to the repair shops affiliated with the insurance company.
After getting your windshield fixed what you can do then is to get your reimbursement. If you made your own choice with the repair shop you will have to present your invoice to your insurance company to get reimbursed.